What if you and your parents could share a waterfront address without tripping over each other? This rare Clayton Lake property offers something almost never found on the water, two fully functional living units under one roof, each with its own kitchen, bathroom, bedrooms, furnace, and electrical panel, allowing true independence rather than compromise. Imagine family just one floor away, close enough for Sunday dinners while still enjoying separate routines, private space, and everyday privacy. The walk-out lower level features two bedrooms, an office, and a three-season sunroom where lake views become part of daily life, while radiant in-floor heating keeps winter mornings cozy. Upstairs, the second unit expands to four bedrooms, a four-season sunroom designed for year-round enjoyment, and a private balcony that invites you to watch the sunset reflect across the water. Outside, Clayton Lake delivers the quiet rural lifestyle many buyers are searching for, with a clean shoreline, minimal weeds, and your own dock and boat launch ready for canoe adventures, fishing afternoons, and teaching grandchildren to swim, while winter brings access to nearby snowmobile trails. This is a family compound built for decades of shared memories, offering the opportunity to help children step into home ownership, keep parents close with peace of mind while preserving their independence, or live in one unit while rental income from the other helps carry the mortgage. Waterfront properties with two complete living spaces like this appear once in a decade, and the families who find them tend to hold on for generations. Your family's lake house is waiting, book your private showing before another family claims it. (id:2493)